Liberty Mutual car insurance is the 6th largest auto insurance company that offers quality coverage to customers nationwide. They offer a wide variety of coverage options, discounts, and add-ons for the customer. In this article, we’ll look deep into the costs, coverage, reliability, and customer experience. This research will help you to find out the best car insurance option before making a final decision.
What does Liberty Mutual car insurance cover?
Liberty Mutual car insurance provides plenty of options when it comes to auto insurance. From basic liability coverage to original parts replacement protection, the company offers a wide variety of quality coverage choices.
| Liability | Cover your Bodily Injury (BI) liability insurance and Property damage (PD) liability insurance. |
| Collision | Collision insurance pays for damages that occur in your vehicle collision or flip with others. |
| Comprehensive | Comprehensive insurance pays for damages that are caused by animals, natural disasters, event of theft, or vandalism to your vehicle. |
| Uninsured/Underinsured Motorist | Uninsured/underinsured motorist coverage pays for damages if you are hit by another driver who does not have insurance. |
| Personal Injury Protection | Personal injury protection (PIP) pays you and your passenger’s medical bills after an accident. |
| Medical Payments | Medical payments (MedPay) cover medical bills for you and your passengers after any occurrence of an accident. |
| Guaranteed Asset Protection | Guaranteed asset protection (GAP coverage) pays the difference of the amount between your auto loan and your car’s depreciated value. |
| Roadside Assistance | This ensures that you’ll get help if your car breaks down anywhere. |
| Towing Coverage | It takes care of the costs of having your car being towed after a breakdown. |
| Rental Car Reimbursement | It pays for your transportation needs while your car is in the repair shop. |
| Accident Forgiveness | Accident forgiveness pardons for your first at-fault offense on the road. |
| Original Parts Replacement | Original parts replacement guarantees for your vehicle. |
| New Car / Better Car Replacement Insurance | New car replacement insurance covers the cost of a brand-new car if the old one gets totaled. Better car replacement insurance covers the cost between models one year newer than your old car. |
| Lifetime Repair Guarantee | The Lifetime repair guarantee for your car’s repairs for as long as you own it. |
| Liberty Mutual Deductible Fund | It eliminates your deductible by replacing it with a monthly premium. |
Liberty Mutual car insurance
Pros
- Variety of add-on insurance options
- Multiple discounts
- Offers usage-based car insurance
- Comes under most-trusted insurance company
Cons
- Average claims satisfaction reviews
- Low rate in Customer Handling
What does Liberty Mutual car insurance cover?
Liberty Mutual car insurance provide plenty of options when it comes to auto insurance. From basic liability coverage to original parts replacement protection, the company offers a wide variety of quality coverage choices.
How much is Liberty Mutual car insurance?
Liberty Mutual car insurance is best for its customization and discounts. You can easily find your cost of car insurance from https://www.libertymutual.com/.
| Liberty Mutual Coverage | Average Car Insurance Rate |
| Minimum coverage | $852 |
| Full coverage | $1,879 |
How much is Liberty Mutual car insurance a month?
Liberty Mutual minimum-coverage insurance starts from $71 per month and full coverage costs start $157 per month on an average. This also depend on factors like geographic location, car model, driving history, DUI, Ticket score, and more.
Does Liberty Mutual car insurance cover rental cars?
Liberty Mutual offers rental car insurance policies. Even if you already have a personal auto insurance policy that includes liability, comprehensive, and collision coverage, then this insurance will get extend to cover your rental car as well. But physical damage will not be covered if you only have liability insurance to your rental vehicle.
Liberty Mutual Car Insurance Quote
Liberty Mutual Car Insurance help you to save a lot of money by getting the quotes with the best possible discounts. You can customize or even can get combo offers for your insurance.
- Just Sign up in the website (https://www.libertymutual.com/).
- Select the type Liberty Mutual insurance.
- Apply for discounts and get result.
- Choose your policy.
Liberty Mutual Car Insurance Phone Number
You can easily call to get the best quote for your car through 800-295-2723 and 24/7 Roadside Assistance is always available on 800-426-9898.
Liberty Mutual Car Insurance Customer Service
The organization is trusted over 100 years with the best customer services. According to clear insurance, Liberty Mutual get 33% Net Promoter Score (NPS), widely use to measure rampant based on customer likelihood. Its score over 50% is considered excellent. But the customer complaints of Liberty Mutual are worryingly high, according to the index from the National Association of Insurance Commissioners (NAIC).
Liberty Mutual Car Insurance Discounts
Liberty Mutual provides a wide variety of discounts that give advantage of savings opportunities to lower your rates.
| Homeowner Discount | For drivers who are also homeowners |
| Military Discount | Lowers prices for the people who serve or served in the U.S. army |
| Early Shopper Discount | Rewards those who get quotes before expiring of their current auto insurance policies |
| Good Student Discount | Lowers rates for strong academic student performance |
| Student-Away-at-School Discount | Helps students who leave cars at home & far away at college |
| Advanced Safety Features Discount | Incentives for having airbags, electronic stability control, and adaptive headlights |
| Alternative Energy Discount | Lower rates for electric and hybrid vehicles |
| Anti-Theft Device Discount | Car premium decreased with anti-theft equipment |
| Accident-Free Discount | Discount for drivers haven’t been involved in any accidents |
| Violation-Free Discount | Discount for motorists with no violations |
| Multi-Policy Discount | Lowers prices for bundling Liberty Mutual auto and home insurance policies |
| Multi-Car Discount | Discount for planning with more than one vehicle |
| Preferred Payment Discount | Benefits for person enrolled in automatic payment |
| Pay-in-Full Discount | Saves money for those who pay for their policies upfront |
| Online Purchase Discount | Lower rate for who purchase a Liberty Mutual insurance policy online |
| Paperless Policy Discount | Receive your policy information online to save paper |
Liberty Mutual Car Insurance Roadside Assistance
Liberty Mutual doesn’t provide free roadside assistance included in insurance policies. If you want to add roadside assistance from Liberty Mutual, you will have to purchase the plan, which will cost around $1 to $10 per month.
Liberty Mutual Roadside Assistance Includes:
- Towing your car to the nearest repair shop
- Emergency battery jump starts
- Fuel delivery to your station
- Flat tire change facility
- Lockout services opportunity
Now, you can get roadside assistance directly or buy it separately.