List of Car Insurance Companies in Florida

This is more than enough reason why you need to be extra careful when it comes to choosing a car insurance company. Hence, let’s dive in and take a look at the list of car insurance companies in Florida.

One thing that you shouldn’t take lightly is insuring your car, irrespective of wherever you are in the world. However, car insurance rates are touching the sky at these times, especially in Florida. The state is said to have one of the highest car insurance rates in the country.

Top List of Car Insurance Companies in Florida

Out of many variety of car insurance companies, a few list of car insurance companies in Florida are mentioned and discussed below:

1.    State Farm

In the case of a list of car insurance companies in Florida, State Farm tops the list. One of the car insurance companies that offer the cheapest full-rate coverage is State Farm. State Farm is the right call for drivers who work with local agents. Furthermore, when it comes to customer satisfaction, it excels in that field as well. So if you are a driver who’s below 25 years of age and doesn’t have a history of tickets or accidents in the last three years you can go for State Farm.

2.    Progressive

If you want an all-rounder insurance company for your car, Progressive is the right calm. Furthermore, it is known to best in the list of car insurance companies in Florida which have multiple options for discounts, and that too at a lower rate. It is suitable for people who can label themselves as safe drivers because then you can easily save up to $200 but in case your reports show that you are a bad driver then you will face high rates.

3.    Geico

Geico can be termed as one of the best in the list of car insurance companies in Florida. It is known to have offered low car insurance premiums and comparatively offers deeper discounts. The coverage options that it has are medical coverage, personal injury protection, roadside assistance coverage, and more.

 4.   USAA

In terms of auto insurance companies, USAA is considered one of the best in the list of car insurance companies in Florida as it is widely known for offering not only the best customer service but also affordable rates. The USAA full policy coverage is composed of property damage liability and bodily injury.

5.    The Zebra

When it comes to car insurance quotes, it is mainly done on a case-by-case basis, which means that if you are someone who has an exceptional level of credit score and driving history. So to get the best deal, you can always run it through Zebra, one of the marketplaces that will use your location and personal information to provide you with some of the deal breaker car insurance options.

6.    Travelers

Travelers is widely popular to have one of the longest lists of discounts in Florida. If is known to offer multiple auto insurance discounts you can select as per your feasibility. It manages to sell its policies with the help of independent agents.

7.    Kempers

If your driving records are composed of events like accidents or violations then Kemper is the right call for you. It is known to offer auto insurance not just in Florida but in all of the 50 states. So, if you are someone with not a healthy driving record then Kemper is the right choice for you.

8.    Auto-Owners

If you want an insurance company that faces fewer customer complaints then Auto-Owners is the best choice for you. It is known for offering around a dozen of a variety of insurance with the help of agents. It offers its insurance in around 26 states. So, if you have a rental car, the Auto owner will ensure that it pays any charges that may have been otherwise burdened on you in case of accidents.

9.   Allstate

Another yet renowned company in the list of car insurance companies in Florida is Allstate. It is known to have the best customer service of all time. Not just that, they also offer heavy discounts besides low base rates in terms of annual auto insurance premiums.

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Tips to Choose the Right Car Insurance Companies in Florida

The following tips and tricks will help you in choosing the right one from the list of car insurance companies in Florida:

Identify the Financial Strength

The first tip that will help you in choosing the right insurance company for your car is identifying the financial health of the company. This is because only then you can be at ease that if by chance things go downhill with your car, the car insurance company will be there to pay for the claims.

Compare Insurance Quotes

Considering various quotes is crucial as it may help in the decision-making process.  Also, prices often tend to vary even if they share a common level of coverage. The reason behind this is that risk dictates the insurance prices.

Resolve Query

Don’t shy away from asking any doubts that you have. The same is the situation when it comes to discounts. As several car insurance companies offer discounts, make sure that the companies are transparent enough while discussing it. This will help you in making the most of your car insurance.

FAQs

Q.1) What is the cost of car insurance in Florida?

Ans. In the case of full coverage, the average cost may be around $3,183 per year. In the case of minimum coverage, the average cost may be around $1,128 per year.

Q.2) What is the minimum cost of car insurance coverage in Florida?

Ans. In case of personal injury, protection coverage may be around $10,000, and in case of property damage, it can be around $10,000.

Q.3) It is possible to lower the car insurance in Florida?

Ans. Yes, it is possible to lower car insurance in Florida by considering quotes from multiple companies.

Conclusion

This was all about the list of car insurance companies in Florida that can productively cater to your service. Now that you have all the knowledge you need, you are all set to choose the right insurance company for your car and enjoy its benefits. As this is a very crucial financial decision, you must consider all the factors before making an informed decision.

Simultaneously, be responsible enough to resolve all your queries concerning insurance. Narrow down your research to the top five insurance companies and then choose one among them. One thing about Kemper is that it has faced multiple negative reviews but that doesn’t stop it from providing solid coverage to all the high-risk drivers out there.

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